As a service to students and their families, MDIRSS is making available a student accident insurance plan for your child at a very nominal cost.  The district offers this program because of trends in rising family health and dental insurance costs, increased deductibles, co-payments, or lack of health or dental insurance coverage.




1.   Deductible and co-pays in your health plan.  Many health plans have increased the amount of out-of-pocket expenses.

2.   No insurance.


This plan will provide benefits for medical expenses incurred because of an accident.  If you have other insurance, benefits can be applied to your deductible or co-pays.


If you have no other insurance, this will become your primary accident plan.


PURCHASE COVERAGE ON-LINE (with Visa or MasterCard) at



PRINT BROCHURE PDF FROM SCHOOL DISTRICT PAGE at and pay with check or money order.


All questions regarding this coverage should be directed to First Agency at (269) 381-6630, or toll free at (800) 243-6298.

Click here to download an informational brochure